Loan Process

The First Steps

Ready to purchase the home of your dreams?

Step One! Get Pre-Qualified! You want to know what price range you can afford and what kind of monthly payment you are comfortable with.

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Second Step

Meet your Realtor

They will help you find the home you are looking for. They are trained professionals who know the market like the back of their hand and can find you the perfect home.

Third step

Make an offer!

You found the house you love, now it’s time to make an offer. Around this time we will start collecting the necessary documents from you so we can get started on your loan right when the offer is accepted.

Fourth Step

The offer has been accepted! Congrats! Now we move the loan to our processors who will put the loan together for you while we wait on the appraisal.

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Fifth Step

Appraisal is back and we have collected the necessary documents. We are almost at the finish line now. Next step is the loan going to underwriting where they will look over the file and see if there is anything else we need.

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LOAN APPROVED!

Final step is your loan being approved. Congratulations! Now we move to the closing table and you get into your brand new home. 

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